{"id":11482,"date":"2017-07-06T13:47:30","date_gmt":"2017-07-06T13:47:30","guid":{"rendered":"https:\/\/profitiraj.ba\/allianz-se-premije-osiguranja-u-svijetu-imat-ce-gotovo-dvostruki-rast\/"},"modified":"2026-07-06T19:51:45","modified_gmt":"2026-07-06T19:51:45","slug":"allianz-se-premije-osiguranja-u-svijetu-imat-ce-gotovo-dvostruki-rast","status":"publish","type":"post","link":"https:\/\/profitiraj.ba\/bs\/allianz-se-premije-osiguranja-u-svijetu-imat-ce-gotovo-dvostruki-rast\/","title":{"rendered":"Allianz SE: Premije osiguranja u svijetu imat \u0107e gotovo dvostruki rast"},"content":{"rendered":"<div class=\"af1ed52b2bea0830e8f3a5b7a892ea1d\" data-index=\"1\" style=\"float: none; margin:10px 0 10px 0; text-align:center;\">\n<div data-type=\"_mgwidget\" data-widget-id=\"2030988\">\r\n<\/div>\r\n<script>(function(w,q){w[q]=w[q]||[];w[q].push([\"_mgc.load\"])})(window,\"_mgq\");\r\n<\/script>\n<\/div>\n<p>Dok su premije osiguranja na svjetskom nivou imale rast od samo 3,1 posto izme\u0111u 2008. i 2016. godine, taj rast bi se trebao ubrzati na 5,9 posto tokom sljede\u0107eg desetlje\u0107a, navodi Allianz SE u svojoj novoj analizi. Ovaj oporavak je posljedica povratka svjetske ekonomije na normalnu stopu rasta i inflacije. Preokret je najnagla\u0161eniji u starijim tr\u017ei\u0161tima, posebno u Zapadnoj Evropi: nakon slu\u010daja Lehman, tr\u017ei\u0161ta osiguranja u regiji su stagnirala, ali tokom sljede\u0107ih deset godina, rastu ne\u0161to vi\u0161e od 3 posto godi\u0161nje.<br \/>\nU sljede\u0107ih deset godina ne\u0107e oja\u010dati samo cjelokupni rast, nego \u0107e se ravnote\u017ea izme\u0111u segmenata \u017eivotnog i ne\u017eivotnog osiguranja opet promijeniti. Dok je ne\u017eivotno osiguranje bilo prili\u010dno robustno u suhim godinama, s prosje\u010dnim globalnim godi\u0161njim rastom od 3,8 posto od 2008. godine, section \u017eivotnog osiguranja je zabilje\u017eio samo 2,8 posto rasta.<br \/>\nDivergencija je bila posebno nagla\u0161ena u Zapadnoj Evropi. U stvari, prihod od premija \u017eivotnog osiguranja se smanjio (prosje\u010dno za 0,5 posto godi\u0161nje) tokom ovog perioda, ali su premije ne\u017eivotnog osiguranja porasle za 1,2 posto. Razlozi su prili\u010dno o\u010diti: osim stagniraju\u0107ih prihoda i visoke nezaposlenosti, prvenstveno treba kriviti ekstremno niske kamatne stope za smanjenu potra\u017enju jer zbog njih, klasi\u010dna \u0161tednja gubi na privla\u010dnosti.<br \/>\nMe\u0111utim, u budu\u0107nosti bi se potra\u017enja za \u017eivotnim osiguranjem ipak trebala vratiti. Razlog tome je potreba za osobnom u\u0161te\u0111evinom za mirovinu. Osiguravaju\u0107e ku\u0107e su tako\u0111er reagirale na okoli\u0161 niskog povrata i uvele nove koncepte i rje\u0161enja u tr\u017ei\u0161te. Kona\u010dno, izgledi kamatnih stopa su tako\u0111er malo bolji (ali i dalje nisu odli\u010dni).<br \/>\nSve u svemu, premije \u017eivotnog osiguranja bi na svjetskom nivou trebale narasti za 6,5 posto godi\u0161nje do 2027., u usporedbi s prosje\u010dnim rastom od 4,9 posto u segmentu ne\u017eivotnog osiguranja.<br \/>\nIako oporavak uklju\u010duje i starija tr\u017ei\u0161ta \u2013 primjerice, u Zapadnoj Evropi, tr\u017ei\u0161ta \u017eivotnog osiguranja bi se trebala pro\u0161iriti za skoro 3 posto godi\u0161nje \u2013 glavni pokreta\u010d ovog razvoja \u0107e ipak biti tr\u017ei\u0161ta u nastajanju, uklju\u010duju\u0107i Kinu.<br \/>\nRast u budu\u0107nosti \u0107e tako\u0111er preokrenuti jo\u0161 jedan pattern kriznih godina, smanjuju\u0107i udio osiguranja u ekonomijama dana\u0161njice. Tokom sljede\u0107ih deset godina penetracija osiguranja, odnosno sveukupne premije kao postotak BDP-a, bi opet trebala narasti s 5,6 posto u 2016. na 5,8 posto u 2027. Ovaj je rast skoro pa u potpunosti posljedica tr\u017ei\u0161ta u nastajanju; u starijim tr\u017ei\u0161tima \u0107e se ovaj pattern vjerojatno nastaviti \u2013 iako zna\u010dajno sporije, navodi Allianz SE.<\/p>\n<!--CusAds0-->\n<div style=\"font-size: 0px; height: 0px; line-height: 0px; margin: 0; padding: 0; clear: both;\"><\/div>","protected":false},"excerpt":{"rendered":"<p>Dok su premije osiguranja na svjetskom nivou imale rast od samo 3,1 posto izme\u0111u 2008. i 2016. godine, taj rast bi se trebao ubrzati na 5,9 posto tokom sljede\u0107eg desetlje\u0107a, navodi Allianz SE u svojoj novoj analizi. Ovaj oporavak je posljedica povratka svjetske ekonomije na normalnu stopu rasta i inflacije. Preokret je najnagla\u0161eniji u starijim [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":11481,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"","fifu_image_alt":"","footnotes":""},"categories":[1],"tags":[9265,9262,9264],"class_list":["post-11482","post","type-post","status-publish","format-standard","has-post-thumbnail","category-world-news","tag-kompanije","tag-leasing","tag-statistika"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Allianz SE: Premije osiguranja u svijetu imat \u0107e gotovo dvostruki rast - Profitiraj.ba<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/profitiraj.ba\/bs\/allianz-se-premije-osiguranja-u-svijetu-imat-ce-gotovo-dvostruki-rast\/\" \/>\n<meta property=\"og:locale\" content=\"bs_BA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Allianz SE: Premije osiguranja u svijetu imat \u0107e gotovo dvostruki rast - Profitiraj.ba\" \/>\n<meta property=\"og:description\" content=\"Dok su premije osiguranja na svjetskom nivou imale rast od samo 3,1 posto izme\u0111u 2008. i 2016. godine, taj rast bi se trebao ubrzati na 5,9 posto tokom sljede\u0107eg desetlje\u0107a, navodi Allianz SE u svojoj novoj analizi. Ovaj oporavak je posljedica povratka svjetske ekonomije na normalnu stopu rasta i inflacije. 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